I believe that many people have clearly felt the terrible growth of common stock in the past one or two years, and the prices of various goods have been increasing, making people feel more and more difficult to save money! . However, excluding the price factor, there is still a difference in behavior among people who can save money and those who cannot save money. People who cannot save money are still because of their misconduct habits. They are always "favorable" and are constantly being turned around and spending more money. They always want to "enjoy the fun" and of course they cannot save money.
Once long-term consumption habits and mentality are achieved, it will be difficult to change. From some daily small habits to only buying what you need, spending money on what you really need, learning how to save money and spend money to achieve the goal of saving.
7 habits make you unable to save money1. For discounts, many people will be attracted by the merchants' discounts such as "buy two get one" and "buy three get one" when buying things, so that they only need the same thing, but they only buy more for the sake of cost-effective thinking. In the end, they often buy more and they cannot use them at all, which causes waste.
2. Join a bunch of store gathering members
Nowadays, many stores have their own APPs or member gathering systems. Please select stores that you really often go to before joining. Don’t buy them occasionally for a discount for a while. Then, you may make less necessary purchases in order to use coupons or collections.
3.Customer rolling supplies
Modern people are very accustomed to rolling supplies, but in fact, many things can be made of durable items, one for environmental protection and the other for saving money. For example, when you go out and use a lot of paper towels, you actually don’t have to buy paper towels as long as you wash your hands frequently or wipe them with a handkerchief. For example, we often use fresh films to seal unfinished foods, and you can also buy fresh boxes to prepare them. The fresh boxes can be used for a long time and can save money on fresh films often.
4. Must buy coffee or tea drinks every day. Many people must drink one or two cups of coffee or tea drinks every day. If they can be changed to brewing on a daily basis, they only buy on a date with friends, or occasionally when going out on holidays, saving a cup of coffee every day, and saving you can save money in one month.
5. People who often eat or eat outside should maintain a certain degree of social interaction, but if they spend a lot of time together, the expenses will also increase sharply. Therefore, it is best to set the number and cost of social entertainment per month so that you will not become a moonlight clan. The same is true for too many external foods.
6. In order to expand the pressure shopping, there is also a group of people who are shopping crazy because of the high pressure. For example, if you are busy working all day, you want to spend money to buy things to relieve stress after get off work or holidays; or if you generate pressure due to certain factors in the long run. Learn to adjust your work rhythm and mindset, and release pressure through exercise or other hobbies to reduce the chance of going out to buy things to ease the pressure.
7. I can't figure out "need" or "want"
Many people often clear out piles of things that have not been unblocked for a long time during the sweep. Sometimes these things are "wanted" because they see that they look good and good. They think they will use them and say that they will buy them. It's not because they really "need". Therefore, they often keep piled up in a certain place after buying them home. I remember that I repeatedly asked myself when I was moved, "It doesn't matter if there is no such thing." So I quickly left and broke the purchase concept.
No need to save money for 3 typesWhile spending is simple, it does not mean that you can save everything. For example, you don’t need to save money in the following three things. After saving the possibility, you will have to spend more money.
1. Learn new knowledge
There is no need to save money to learn. Whether it is online learning, physical courses, learning various new knowledge and skills, or even new things that are popular at the moment, they have a strong learning mind. For those who are still working, they can maintain their competitiveness and are less likely to be demented for retirees.
2. Physical and mental health
Spending time or money to invest your own health is absolutely necessary. For example, taking fitness exercise courses will make your body healthier and occasionally traveling to your heart healthy. Physical and mental health can avoid medical expenses and save money.
3. Reducing the cost of food intake can save money by reducing the suitability of food outside food, but whether it is external or self-cooking, do not buy cheap food ingredients with poor quality in order to save money. In the end, it will be absolutely unfavorable to get sick due to unhealthy long-term eating, because medical expenses are expensive than food ingredients.